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Lot 49 Jacks Trail , New Lenox, IL 60451.
Welcome to Spencer Meadows, where thoughtful design, quality construction, and modern finishes come together. The Clover model offers convenient single-level living with a smart split floorplan, featuring 2 spacious bedrooms and 2 full bathrooms perfect for comfort and privacy. Everything you need is on the main level, including generously sized bedrooms with walk-in closets and an open-concept layout ideal for both everyday living and entertaining. The kitchen flows seamlessly into a bright dinette area, overlooking the covered lanai, an included feature that creates the perfect space to relax or host guests. This home is loaded with upscale standard features, including 9-foot ceilings, luxury vinyl flooring, white trim throughout, oak railings, and upgraded carpeting. The kitchen is beautifully appointed with quartz countertops, Medallion Silverline cabinetry, and GE appliances. Bathrooms continue the elevated feel with quartz tops, Moen fixtures, oversized showers with benches, and full tile surrounds. Exterior highlights include a first-floor brick exterior, Atlas shingles, a concrete driveway, and maintenance-free soffits, fascia, and gutters. Built for efficiency and durability, every home includes a Trane furnace and A/C, Andersen windows, steel-clad thermal doors, waterproof foundations, and copper water lines. Backed by a 1-year workmanship and 5-year structural warranty, Spencer Meadows delivers peace of mind with distinguished craftsmanship throughout.
MLS ID: 12626756
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Lot 49 Jacks Trail , New Lenox, IL 60451.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $499,900 | $499,900 | $499,900 |
| Down Payment | $99,980 | $17,497 | $124,975 |
| Monthly Mortgage Amount | $2,366 | $2,943 | $3,039 |
| Taxes | $696 | $696 | $696 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $220 | $0 |
| Monthly Estimated Total | $3,208 | $4,005 | $3,881 |
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