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772 Memorial Drive , Calumet City, IL 60409.
$10,000 credit back to the buyer with a qualifying offer. Charming, solid, and full of potential, this well-maintained 3-bedroom home with an additional 4th bedroom in the basement offers the perfect opportunity to move in now and build equity over time. The spacious, light-filled living room provides a comfortable gathering space, while the eat-in kitchen-located just down the hall-features ample cabinetry and a double oven, ideal for everyday cooking and hosting. Three main-level bedrooms include a primary with shared access to the full bath, complemented by a conveniently placed half bath that works perfectly as a powder room for guests. The finished basement adds valuable living space with a fourth bedroom, ideal for a home office, guest suite, or flex space. While slightly dated, the home has been well cared for and offers strong bones, allowing the next owner to modernize at their own pace, all while enjoying the convenience of a 2.5-car garage with room for parking and storage.
MLS ID: 12587337
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772 Memorial Drive , Calumet City, IL 60409.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $194,900 | $194,900 | $194,900 |
| Down Payment | $38,980 | $6,822 | $48,725 |
| Monthly Mortgage Amount | $910 | $1,117 | $1,185 |
| Taxes | $271 | $271 | $271 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $86 | $0 |
| Monthly Estimated Total | $1,281 | $1,574 | $1,556 |