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609 N Lincoln Street, Utica, IL 61373.
A rare and enchanting Utica listing!! This spacious and versatile 4-bedroom, 3-bath Home has a lot to offer. The main level showcases an expansive, fluid floorplan, highlighted by the spacious three-season room just off the even-larger living room! You'll find value in the expanse of newer windows, allowing full appreciation of the gorgeous country-ish views. The large kitchen, flowing seamlessly into the dining area, will satisfy any manner of chef, and includes a brand-new refrigerator. The office is ideal for various uses, including a first-floor bedroom if desired. You'll love the roomy laundry/mud room, boasting large windows overlooking the back yard. Up the stairs you'll find three generously-sized bedrooms and another full bath. A stand-out feature is the guest suite, currently used as a mother-in-law's apartment, situated above the 1.5-car garage. Utilized as either an individual or incorporated unit, it adds significant living space, complete with huge living room, full kitchen and bath! It has both an external and internal entrance - ultimately practical. Nestled on a beautiful .33-acre lot, this lovely yard features two sheds, a firepit, and new patio - perfect for relaxing in solitude or hosting a Family celebration! Up-graded and up-dated, a myriad of both practical and cosmetic enhancements give you a running head start on creating your personal Oasis. New roof ('24), new AC unit and updated HVAC ('25), updated electrical ('25), new hot water heater ('23), and renovated bathroom ('26). Book now - don't miss the opportunity to make this unique estate your own!
MLS ID: 12577769
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609 N Lincoln Street, Utica, IL 61373.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $169,500 | $169,500 | $169,500 |
| Down Payment | $33,900 | $5,933 | $42,375 |
| Monthly Mortgage Amount | $791 | $971 | $1,030 |
| Taxes | $236 | $236 | $236 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $75 | $0 |
| Monthly Estimated Total | $1,127 | $1,382 | $1,366 |