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407 W Emerson Street, Bloomington, IL 61701.
This well-kept American Four Square in Bloomington is ready for you to move in! Relax on the updated front porch with your morning coffee or unwind in the evening. Inside, you'll find a spacious living room with luxury vinyl plank flooring, fresh paint, and shiplap details. Large windows bring in plenty of natural light. There's a separate dining room featuring custom built-ins and a large kitchen with ample cabinet/counter space and a pantry. Upstairs offers three comfortable bedrooms, a remodeled full bathroom, and a walk up attic for all your storage needs. The basement includes a finished family room, a half bath with a shower rough-in, a laundry area, and plenty of storage. Outside, you'll find a detached two-plus car garage with alley access (roughly 8 exterior parking spots between driveway parking and exterior alley parking) and a fully fenced backyard. Recent updates include plumbing and electrical (2019), front porch remodel (2021), fence and exterior paint (2021), roof (2022), luxury vinyl plank flooring on the main level (2022), water heater (2021), dishwasher (2025), refrigerator (2025), new upstairs toilet (2025), stair carpet (2026), and upstairs bathroom remodel (2026). Vivint security system and front porch camera will stay. Don't miss your chance on this American 4-square beauty!
MLS ID: 12572101
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407 W Emerson Street, Bloomington, IL 61701.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $169,000 | $169,000 | $169,000 |
| Down Payment | $33,800 | $5,915 | $42,250 |
| Monthly Mortgage Amount | $789 | $968 | $1,027 |
| Taxes | $235 | $235 | $235 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $74 | $0 |
| Monthly Estimated Total | $1,124 | $1,377 | $1,362 |