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212 S Chestnut Street, Monticello, IA 52310.
Step into timeless character and spacious living at 212 S Chestnut in Monticello. This 5 bedroom, 3 bathroom home blends historic charm with everyday functionality in a way that feels both warm and impressive from the moment you enter. An inviting east-facing 3-seasons front porch welcomes you in, an ideal space to enjoy morning coffee with the sunrise or greet guests as they arrive. It sets the tone for the charm that continues throughout the home. Inside, rich hardwood floors flow throughout, showcasing the original craftsmanship and architectural details that make homes like this truly special. The main level offers multiple gathering spaces, including two generously sized front rooms; traditionally known as a ladies' parlor and gentlemen's parlor; providing flexible options for formal living, a home office, reading lounge, music room, or additional entertaining space. The layout features both front and back staircases, offering character-filled pathways between levels while adding everyday convenience. Upstairs, you'll find spacious bedrooms and well-appointed bathrooms, creating comfort and flexibility for a variety of living needs. One of the home's standout features is the expansive attic-ready for future finishing if desired. Whether you envision additional living space, a studio, hobby room, or extended storage, the potential adds long-term value and versatility. Outside, the property includes a 1-car attached garage along with additional off-street parking in the rear; providing practical solutions for vehicles and guests alike. Located in Monticello, this home offers convenient access to local parks, schools, dining, and shopping while delivering the space, charm, and flexibility today's buyers are searching for. If you've been looking for a spacious Monticello home with hardwood floors, original character, multiple living spaces, and room to grow, 212 S Chestnut is ready to welcome you. Schedule your showing and experience the character and possibility f
MLS ID: 153952
Shown By
Agent Name: Adam Edstrom
Agent Phone: (563) 210-6814
Agency Title: Ruhl&Ruhl Realtors
Agent Email:
Shown By
Agent Name: Adam Edstrom
Agent Phone: (563) 210-6814
Agency Title: Ruhl&Ruhl Realtors
Agent Email:
Contact an agent to learn more about
212 S Chestnut Street, Monticello, IA 52310.

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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $220,000 | $220,000 | $220,000 |
| Down Payment | $44,000 | $7,700 | $55,000 |
| Monthly Mortgage Amount | $1,027 | $1,261 | $1,337 |
| Taxes | $306 | $306 | $306 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $97 | $0 |
| Monthly Estimated Total | $1,433 | $1,764 | $1,743 |