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20798 White Oaks Road Morrison, IL 61270 Residential - Single Family New

New - 40 Hours Ago
  • 20798 White Oaks Road, Morrison, IL 61270 Main Photo

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Description

Tucked away in a peaceful 15-home rural subdivision, this expansive 6.8-acre retreat offers the best of country living just 5 minutes from I-88 access, 6 minutes from the quaint city of Morrison and 10 minutes from the city of Sterling. Surrounded by rolling farmland and woods, it's the largest acreage in the neighborhood, offering privacy and tranquility while still maintaining a sense of community and quick access to town. Wildlife abounds on this outdoor lover's paradise. The property features a winding creek, mature oak trees, and thousands of perennial wildflowers. A divided 30x40 barn with concrete floors opens to fenced pastures ideal for horses. You'll also find a wooden hen house, an orchard with multi variety fruit trees, scenic walking paths, a sledding hill, and sunny lower pasture areas perfect for gardening, riding, or recreation. The spacious ranch-style home includes 3 bedrooms, 3 updated full baths, beautiful hardwood floors, fireplaces of hand cut stone/masonry, double sided on the upper level, single large on the lower and a 2.5-car garage which has built-ins and a workshop ideal for hobbyists or extra storage. The walkout lower level features a large family room, a kitchenette, a full bath, and a bonus room, perfect for a guest suite, rental, or multi-generational living. A stunning sun-room connects to the outdoors and leads via spiral staircase to an upper deck overlooking the serene landscape. This one-of-a-kind property is ideal for animal lovers, hobbyists, or families seeking a private, nature-filled escape with modern amenities and convenient location. Don't miss this rare opportunity. Schedule your showing today!

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 2,717
Lot Size: 6.84 acres
Walkout Basement
Garage Size: 3
Attached Garage
Built in 1964
School District: District 5
Stone Exterior
Two Fireplaces

General Information

Bedrooms: 3
Bathrooms: 3
Sqft: 2,717
County: Whiteside
Listed By:
HomeSmart Connect LLC 847-495-5000
MRED MLS

Room Information

Heated Sun Room: 34X18
Kitchen- 2nd: 9X7
Family Room - Down: 23X15
Bonus Room: 11X10
Bedroom 2: 10X10
Bedroom 3: 10X10
Dining Room: 16X9
Kitchen: 16X15
Laundry: 10X7
Living Room: 23X21
Primary Bedroom: 21X13
$479,900
Est. $3,048/mo
3beds
3baths
2,717sqft
3cars
New to the Market New
BEDS3 BATHS3 full SQUARE FEET2,717 MLS#12590411
STATUSNew PROPERTY TYPEResidential - Single Family SCHOOLDistrict 5

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20798 White Oaks Road, Morrison, IL 61270.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $479,900$479,900$479,900
Down Payment $95,980$16,797$119,975
Monthly Mortgage Amount $2,240$2,750$2,917
Taxes $668$668$668
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$211$0
Monthly Estimated Total $3,048$3,769$3,725

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About this area

Illinois/Morrison
Morrison

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About Morrison

Morrison, IL serves as the charming county seat of Whiteside County and offers a warm, small-town lifestyle rooted in Midwestern character and community pride. Known for its historic downtown, tree-lined neighborhoods, and welcoming atmosphere, Morrison blends traditional values with the convenience of modern living. Residents appreciate the slower pace, local parks, and community events that bring neighbors together throughout the year. Its location near larger regional hubs provides easy access to additional shopping, dining, and employment options while allowing Morrison to maintain its quiet, close-knit feel.

The real estate market in Morrison reflects the community’s comfortable and approachable lifestyle. Homebuyers will find a wide selection of well-maintained single-family homes, ranging from classic early-20th-century houses full of character to mid-century residences with spacious yards. Many properties offer generous lot sizes, mature landscaping, and peaceful residential streets ideal for families or anyone seeking a calmer setting. Newer builds and updated homes are also available for buyers who prefer modern layouts and finishes.

For those looking for more land, the surrounding rural areas provide opportunities for farmhouses, acreages, and country living just minutes from town amenities. Morrison’s affordability compared to major metropolitan areas makes it especially attractive to first-time buyers, retirees, and anyone seeking strong value without compromising on quality of life.

With its welcoming community, steady housing market, and blend of historic charm and modern comfort, Morrison offers an appealing environment for a range of lifestyles. It stands out as a stable and inviting place to put down roots in northwestern Illinois.

If you are ready to start your property buying or selling journey, browse the newest homes for sale in Morrison, IL. You can also contact us—we are here to help!

About this community

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