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200 E Grove Street, Utica, IL 61373.
This beautifully updated 2-bedroom home offers modern comfort wrapped in a peaceful, outdoor-focused setting. Since 2019, this home has been upgraded with new plumbing and electrical throughout, central air, stainless steel appliances, a remodeled kitchen and bathroom, updated flooring, trim, doors, gutters, a tankless water heater, and a furnace with a new fan and motor. Relax on the back porch and take in the calming sounds of the creek, or enjoy the expansive lot with ample space for a future garage, RV, or boat parking, plus a 12' x 12' shed for gear and storage. Just one block to charming downtown Utica's restaurants and shops, and minutes from three state parks including Starved Rock, this location is ideal for hiking, kayaking, boating on the Illinois River, and exploring the outdoors. With no HOA fees and the flexibility for full-time living or a weekend retreat, this is a home where everyday life truly feels like a vacation.
MLS ID: 12547266
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200 E Grove Street, Utica, IL 61373.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $179,000 | $179,000 | $179,000 |
| Down Payment | $35,800 | $6,265 | $44,750 |
| Monthly Mortgage Amount | $836 | $1,026 | $1,088 |
| Taxes | $249 | $249 | $249 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $79 | $0 |
| Monthly Estimated Total | $1,185 | $1,454 | $1,437 |