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15205 N Siemer Road, Effingham, IL 62401.
Rare 2.16 acre land opportunity in Effingham. One of the final remaining parcels in the area, offering ample space and flexibility for future development. The site has already undergone select clearing of trees and brush, providing a strong head start for site planning while maintaining the natural landscape. Large tracts like this are becoming increasingly scarce in the Effingham market.
MLS ID: 12584147
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15205 N Siemer Road, Effingham, IL 62401.

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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $849,900 | $849,900 | $849,900 |
| Down Payment | $169,980 | $29,747 | $212,475 |
| Monthly Mortgage Amount | $3,968 | $4,936 | $5,166 |
| Taxes | $1183 | $1183 | $1183 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $374 | $0 |
| Monthly Estimated Total | $5,399 | $6,741 | $6,597 |