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1187 Catherine Street, Ottawa, IL 61350.
Well-maintained and move-in ready, this 2 bedroom, 1 bath ranch on Ottawa's south side offers an affordable path to homeownership or a strong addition to an investment portfolio. The home features durable vinyl plank flooring, a comfortable living space, and a practical layout with a kitchen, dining room, and a dedicated laundry/utility area. The detached 1-car garage adds storage, while the manageable yard keeps upkeep simple. Located close to schools, parks, shopping, and daily amenities, this property fits today's demand for a quality, low-maintenance home. Whether you're a first-time buyer ready to build equity or an investor looking for a dependable rental, this is a smart opportunity at an approachable price point. Schedule your showing and see the value for yourself.
MLS ID: 12579964
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1187 Catherine Street, Ottawa, IL 61350.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $125,000 | $125,000 | $125,000 |
| Down Payment | $25,000 | $4,375 | $31,250 |
| Monthly Mortgage Amount | $584 | $707 | $760 |
| Taxes | $174 | $174 | $174 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $55 | $0 |
| Monthly Estimated Total | $858 | $1,036 | $1,034 |